Sage Payment Solutions Bank Partner Program

Make your customers' lives easier.

Personal service, complete payment solutions and robust partner compensations are just the beginning.

Take a look at what our program has to offer your bank.

Complete Payment Solutions

Complete Payment Solutions

As the small and midsized business leader, Sage Payment Solutions offers unparalleled payment processing expertise for your bank's small business customers.

Process All Payment Types

Accept all major credit and debit cards, Check 21 and ACH processing, merchant cash advance, and point-of-sale check conversion.

With Innovative Payment Solutions

Take advantage of comprehensive small business solutions that include integrated payment from the global leader in ERP/accounting software.

Choose "á la carte" payment solutions or comprehensive packages that include Sage 50 software, mobile swiper, access to the Sage Exchange portal and Virtual Terminal, and more.

Through All Points of Payment

Process through mobile devices, virtual and standalone terminals, Internet shopping cart, storefronts, and POS.

Go mobile with business-minded, secure mobile payment processing applications that include no down payments or additional fees.

All Integrated

Automatically post and reconcile credit and debit card payments into accounting systems through the integrated Sage Exchange platform.

View and manage all transaction data in one place through a web and mobile-accessed portal.

Compliant Security Standards

The most compliant and secure processing solutions in the industry with: PCI-Certification and Compliant Application, PA-DSS Integration Partner Services, PIN Transaction Security, and Trustwave® Merchant Validation/Certification.

"Using Sage Mobile Payments is a great way for our girls to use technology to sell additional boxes of cookies."
Carol Smith
Girl Scout Troop 24 Leader, Solon, Ohio

Products

The comprehensive menu of Sage Payment Solutions products and services makes it easy to offer your customers more to bank on. Our complete set of business solutions combined with best-in-class customer service allows your customers to create the package that best suits their business needs.

Sage Debit and Credit Card Processing

Sage Payment Solutions provides complete debit and credit card processing for all business types. We offer a full range of payment solutions for nonprofit organizations to businesses of any size. Whether you accept payments or donations in person, remotely, or both we have a payment solution to fit your needs.

  • Payment processing for all major credit card types
  • Payment Card Industry (PCI) compliant
  • Secure 24/7 online transaction reporting
  • Reliable 24/7 customer service
  • Risk prevention specialists helping protect your business

Sage Check and ACH Payment Processing

Get paid faster with Sage Electronic Check and ACH Payment Processing services. We offer a variety of services to suit your business needs such as:

  • Convert Paper checks to electronic bank deposits
  • The ability to accept checks online
  • Check 21

Sage Mobile Payments

Accept credit cards anytime, anywhere with Sage Mobile Payments. We offer a secure, end-to-end encrypted solution that protects your customers information throughout the entire transaction.

  • No additional fees for mobile transactions
  • Get "card present" rates with our highly secure card reader
  • Close more sales while your customer is right in front of you
  • Works on more than 400 mobile devices

Sage Merchant Cash Advance

With Sage Merchant Cash Advance, we can help you turn your future credit card sales into the working capital you need to explore new opportunities, manage expenses and grow your business.

  • Get immediate cash funding based on your future credit card sales
  • Enjoy working capital without a bank loan
  • Freedom to expand your business

Customer support

"Best-in-Class" Customer Service

Our mission is to exceed customer expectations by simplifying payment solutions, building strong relationships, and delivering value in all we do. And we hold ourselves accountable by enlisting interdependent companies to measure our results.

  • 24/7 Customer Support
  • Same-Day Underwriting
  • Online Reporting
  • Loss Prevention Specialists
  • Technical Support Specialists
Sage Bank Partner Program Pricing and Revenue Share

Ten reasons to partner with Sage Payment Solutions

1. Protect your customer base from disintermediation (Square, Amazon, Google, Intuit, PayPal, Groupon, and so on).

Well-known consumer technology brands are selling banking services directly to your small and midsized business (SMB) customers through mobile phones, tablets, and other devices. Square, Intuit, PayPal, Amazon, and even Groupon have launched mobile payment solutions that are bundled with proprietary merchant accounts. Amazon also offers small business loans, and Google offers a line-of-credit product to businesses.

Sage, a global software and payments company serving the SMB market, offers our bank partners advanced web and mobile offerings that meet and exceed the merchant services offered by the competition. SMBs trust their banks for business advice and solutions. Sage offers partners an optional cobranded web and mobile-accessed payments portal that integrates all forms and methods of payments with the leading small business accounting solutions: Sage One, Sage 50 Accounting(formerly Sage Peachtree), and Intuit QuickBooks.

2. Differentiate with business solutions focused on best practices.

An integrated back office is essential to payment solution best practices. Integrating payments data in the accounting system eliminates manual data entry, reduces errors, and streamlines reconciliation.

Only Sage provides full back-office integration with all forms of payments and the leading small business accounting solutions, enabling our bank partners to sell a best-practices payments environment to business customers. This competitive differentiation leads to customer retention, revenue growth, and enhancement of your brand and reputation

3. Protect your customer base from commercial banks with deep pockets.

Commercial banks have the resources to fill product and service gaps by developing or acquiring solutions and will bundle treasury management services as loss leaders to gain the customer relationship.

Regional and community banks, on the other hand, offer something commercial banks cannot—personal service and trusted relationships. Sage offers regional and community bank partners the opportunity to provide advanced business solutions with a personal touch. As a technology provider focused solely on SMBs, Sage enables you to jointly market best-in-class Sage business software and payment services, backed by professional sales, marketing, and support services.

Offer your customers everything commercial banks can—and more—with business solutions that give them more to bank on.

4. Make it easy to go mobile.

Mobile phones and tablets are outselling PCs, and businesses are adapting to mobile solutions that expand sales channels and improve employee productivity.

By partnering with Sage, banks can offer their business customers a suite of best-in-class mobile payment and business solutions that are integrated with market-leading Sage accounting and ERP solutions for SMBs. In 2012, Sage won “Best Overall Mobile Strategy” by K2 Enterprises’ annual K2 Quality Awards.(http://www.k2e.com/tech-update/news/472-news-2012-qualityaward-winners)

5. Meet customer expectations with the right payments processing partner.

Payment delivery is one of the fastest-growing industries. Mainframe processing platforms are gone, standard credit card terminals are being replaced with mini-browser IP terminals, iPads are moving to point-of-sale (POS), and integrated payments with accounting solutions are becoming a customer expectation. These are not a bank’s core competencies.

That’s why Sage is the right partner for banks. Sage is a leading global business software and payments company whose core competence is payment technology and security. And as the largest business software provider to companies with less than 1,000 employees, Sage has the scale to be a reliable bank partner. Combine innovative Sage Payment Solutions products and services with your unique offerings for a highly competitive edge.

6. Be confident with PCI.

With the proliferation of web and mobile payment solutions, payments fraud and data breaches are on the rise. As Payment Card Industry, or PCI, becomes challenging, small, independent payment providers are an unnecessary risk. Because these payment providers are often not savvy to payment security requirements and secure programming methods, security holes can be exploited by hackers looking for high-value targets—like unsophisticated payment providers.

Sage is a global company that sits on the PCI Security Standards Council. Sage has the resources to invest in payments security and stay on top of secure programming methodologies. With Sage, you can feel confident and secure about your most important asset—your customers.

7. Differentiate through best-in-class customer care and support.

There is no glory in being the low-cost provider when it equals poor customer service. That is the reputation large commercial banks have earned, and it is no different in their merchant bank card programs.

Sage is uniquely organized around the customer, not around products. We provide high-touch customer support and best-in-class customer care. And in the new world of web, mobility, and data synchronization where a customer support organization needs to be resourced and educated, Sage is leading the way.

8. Customize product and solution bundles for your business clients.

Sage offers our bank partners the opportunity to upgrade their small business bundle to a best-in-class category with unique bank card products and business solutions. Market-leading Sage accounting and ERP solutions, along with the world-class Sage Exchange payments integration platform, add a competitive edge to the suite of treasury management services offered by regional and community banks.

9. Streamline and automate your marketing and sales programs with dedicated support.

The explosion of Internet-connected devices has spawned a level of mass marketing clutter that is making it more difficult for your message to stand out. To succeed, you need competitive differentiation through more intelligent marketing and sales execution.

Sage offers regional and community bank partners full, customized marketing support. Our innovative Sage Web Sales Tool Kit provides bank partners with a configurable, cobranded marketing microsite where prospects can shop, get educated, and buy—all online. The Web Sales Tool Kit includes an online application process and is supported by chat and a toll-free line, resulting in a premium customer experience.

10. Expand your professional sales team

Commercial payments involve a highly complex and sensitive sales process. The breadth of payment solutions, advancements in security requirements, and evolving regulatory environment make it challenging for treasury management officers to master this specialty service.

Sage has more than 100 professional direct sales representatives across the U.S. focused exclusively on our advanced payment solutions. We offer our bank partners a combination of field sales, inside sales, and custom online sales through the Web Sales Tool Kit to meet each bank’s unique needs. Plus, each bank partner has a dedicated Sage Program Manager to manage the program and relationship.

Sage Payment Solutions is a registered ISO/MSP of BMO Harris Bank N.A.
Sage Payment Solutions is a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, CA
Sage Payment Solutions is a registered ISO/MSP of Chase Paymentech Solutions

Nexus: G-WEBCD1